Traveling is exciting—new destinations, cultures, and experiences await. But while you pack your bags with essentials, there’s one thing travelers often overlook: travel insurance. It may not seem important, but when things go wrong, it can save you from big financial losses.

Imagine losing your luggage, missing a flight, or getting sick in a foreign country. Medical expenses abroad can be extremely high, especially in countries without public healthcare. Travel insurance ensures that you’re covered for emergencies like hospital stays, doctor visits, or even medical evacuation back home.

Another major benefit is trip protection. If your trip is canceled due to unforeseen circumstances like illness, natural disasters, or airline strikes, travel insurance can reimburse your costs. This includes flights, hotel bookings, and tour packages, which would otherwise be non-refundable.

Travel insurance also provides assistance services. Most policies come with 24/7 support hotlines that can help you find medical care, arrange transportation, or replace lost documents. This can be a huge relief when you’re far from home and don’t know the local language or systems.

There are different types of plans to suit different travelers. A short trip may only need basic coverage, while frequent travelers might prefer an annual multi-trip plan. Adventure enthusiasts who enjoy skiing, hiking, or diving can opt for specialized coverage for risky activities.

Some people see travel insurance as an unnecessary expense, but in reality, it’s a small price to pay for protection. A single emergency abroad can cost far more than the insurance premium itself.

So, before your next journey, don’t just think about the destination—think about your safety. Travel insurance may not prevent mishaps, but it ensures you’re never alone in dealing with them.